:root{--teal:#146978;--dark:#123c43;--mint:#a1cbcd;--paper:#f8f8f2;--ink:#203c40;--line:#dce3de}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 'Poppins',Arial,sans-serif}button,a,select{touch-action:manipulation}button{font:inherit;cursor:pointer}a{color:inherit;text-decoration:none}button:focus-visible,a:focus-visible,summary:focus-visible,select:focus-visible{outline:3px solid #c79838;outline-offset:5px}.wrap{max-width:1240px;margin:auto;padding-left:40px;padding-right:40px}header{max-width:1320px;margin:auto;height:122px;display:flex;align-items:center;justify-content:space-between;padding:20px 40px;gap:30px}.brand img{width:104px;height:82px;object-fit:contain;mix-blend-mode:multiply}nav{display:flex;gap:35px;font-size:14px;font-weight:600}nav a:hover{color:var(--teal)}.button{border:0;background:var(--teal);color:white;display:inline-flex;align-items:center;justify-content:space-between;gap:28px;padding:17px 23px;border-radius:5px;font-weight:600;font-size:14px;transition:background .2s,transform .2s}.button:hover{background:var(--dark);transform:translateY(-2px)}.button span{font-size:22px;line-height:1}.small{padding:13px 19px}.hero{display:grid;grid-template-columns:1.15fr 1fr;gap:55px;padding-top:60px;padding-bottom:76px;align-items:center}.eyebrow{font-size:11px;font-weight:700;letter-spacing:2px;margin:0 0 24px}.dot{display:inline-block;background:var(--teal);width:7px;height:7px;border-radius:50%;margin-right:7px}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:Commissioner,Arial,sans-serif}h1{font-size:clamp(44px,4.8vw,66px);letter-spacing:-3.5px;line-height:1.12;margin-bottom:25px;font-weight:800}h1 em{font-style:normal;color:var(--teal)}.lead{max-width:455px;font-size:17px;line-height:1.8;color:#607275;margin-bottom:28px}.actions{display:flex;align-items:center;gap:20px;flex-wrap:wrap}.text-link{background:none;border:0;padding:0;border-bottom:1px solid currentColor;font-size:13px;font-weight:600;line-height:2}.micro{font-size:11px;color:#657b7e;margin:20px 0 0}.hero-art{background:var(--teal);height:480px;border-radius:8px;position:relative;overflow:hidden;color:white;padding:28px 30px;display:flex;flex-direction:column;box-shadow:12px 12px 0 #e5ece6;transform:rotate(-1deg)}.art-top,.art-bottom{display:flex;justify-content:space-between;font-size:9px;letter-spacing:1.5px;align-items:center}.art-top>span:last-child{font-size:30px}.art-title{font-family:Commissioner,sans-serif;font-size:41px;line-height:1.15;letter-spacing:-1.7px;font-weight:700;margin-top:30px}.art-title>span{color:var(--mint)}.stairs{display:flex;align-items:flex-end;flex:1;margin:20px -30px 22px 0;gap:3px}.stair{width:33.333%;background:#c5dddd;color:var(--teal);padding:15px;display:flex;flex-direction:column;justify-content:space-between;border-radius:4px 4px 0 0}.stair span{font-size:12px}.stair b{font-size:17px}.one{height:77px;background:#edf0dd}.two{height:120px;background:#cce1d6}.three{height:165px;background:var(--mint)}.art-bottom{font-size:8px}.benefit-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.benefit-strip>.wrap{display:flex;justify-content:space-between;padding-top:23px;padding-bottom:23px;font-size:13px;color:var(--teal)}.section{padding-top:95px;padding-bottom:95px}h2{font-size:36px;line-height:1.25;font-weight:700;letter-spacing:-1.6px;margin-bottom:24px}.intro{display:grid;grid-template-columns:1fr 1fr;gap:75px}.intro p:not(.eyebrow){color:#607275;font-size:15px}.intro .body-large{font-size:21px!important;color:var(--ink)!important;line-height:1.65}.section-heading{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:32px}.section-heading h2{margin:0}.section-heading>p{font-size:14px;color:#607275;margin:0}.levels-section{padding:65px 0;background:#eaf0ea}.levels{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin-top:35px}.levels button{position:relative;text-align:left;border:1px solid #cddbd2;padding:22px 18px;color:var(--ink);background:transparent;border-radius:5px}.levels button span{display:block;font-size:9px;letter-spacing:1.6px;margin-bottom:16px}.levels button strong{font-size:20px;font-family:Commissioner,Arial,sans-serif}.levels button i{position:absolute;right:14px;top:15px;font-style:normal}.levels button[aria-pressed=true]{background:var(--teal);color:white;border-color:var(--teal)}.level-detail{display:grid;grid-template-columns:1fr 1.7fr;gap:35px;margin-top:30px;min-height:80px}.level-detail h3{font-size:20px}.level-detail p{font-size:14px;margin:0;color:#536b70}.source{font-size:10px;text-decoration:underline;color:#5a7174}.process{margin-top:45px}.process article{display:grid;grid-template-columns:85px 1fr 190px;gap:25px;align-items:start;border-top:1px solid var(--line);padding:29px 0}.number{font:500 27px Commissioner;color:#7b9c9c}.process h3{font-size:21px;margin:0 0 8px}.process p{font-size:14px;color:#607275;max-width:595px;margin:0}.tag{border:1px solid #cfdad5;border-radius:50px;padding:5px 12px;justify-self:end;font-size:11px}.impact{background:var(--dark);color:white;padding:75px 0}.impact-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px}.impact .eyebrow{color:var(--mint)}.impact h2{margin-bottom:33px}.light{background:var(--mint);color:var(--dark)}.light:hover{background:white}.impact-list article{display:flex;gap:24px;padding:0 0 25px;margin-bottom:25px;border-bottom:1px solid #3b5c61}.impact-list article:last-child{margin:0;padding:0;border:0}.impact-list article>span{color:var(--mint);font-size:24px}.impact h3{font-size:19px;margin:0 0 8px}.impact-list p{font-size:14px;color:#c0d1d1;margin:0}.faq{display:grid;grid-template-columns:.8fr 1.4fr;gap:70px}.faq>div>p:not(.eyebrow){color:#607275;font-size:14px}details{border-bottom:1px solid var(--line)}details:first-child{border-top:1px solid var(--line)}summary{list-style:none;cursor:pointer;font-size:15px;font-weight:600;padding:22px 28px 22px 0;position:relative}summary::-webkit-details-marker{display:none}summary:after{content:'+';position:absolute;right:3px;font-size:21px;font-weight:400}details[open] summary:after{content:'−'}details p{font-size:14px;color:#607275;padding-right:20px}.contact{background:#dfebe4;border-radius:8px;text-align:center;padding-top:58px;padding-bottom:58px;margin-bottom:65px}.contact .eyebrow{margin-bottom:18px}.contact h2{font-size:40px}.contact p:not(.eyebrow){color:#536d70;font-size:15px}.contact .button{margin-top:10px}footer{display:flex;align-items:center;justify-content:space-between;padding-top:20px;padding-bottom:30px;font-size:11px;gap:25px}footer p{margin:0}.footer-brand{font-weight:800;color:var(--teal);font-size:16px}.footer-brand span{font-size:9px;margin-left:12px}.plain{border:0;background:none;color:inherit;font-size:11px}.skip{position:absolute;top:-100px}.skip:focus{top:0;background:white;padding:15px;z-index:9}dialog{border:0;border-radius:10px;padding:40px;max-width:550px;width:calc(100% - 32px);color:var(--ink);box-shadow:0 20px 100px #0003}dialog::backdrop{background:#102e35aa;backdrop-filter:blur(5px)}dialog h2{font-size:29px}dialog p,dialog li{font-size:14px}.close{position:absolute;top:10px;right:17px;background:none;border:0;font-size:28px;color:var(--ink)}label{display:block;font-size:13px;font-weight:600;margin:20px 0 8px}select{width:100%;background:var(--paper);padding:14px 10px;border:1px solid #ccd8d6;border-radius:4px;color:var(--ink);font:14px Arial}form>.button{margin-top:25px;width:100%}.restart{display:block;margin-top:18px}.contact-links{display:flex;justify-content:center;gap:24px;margin-top:25px;flex-wrap:wrap}.contact-links a{text-decoration:underline}
@media(min-width:1500px){.hero{padding-top:85px;padding-bottom:100px}}@media(max-width:1000px){nav{gap:18px}.hero{gap:30px}h1{font-size:50px}.hero-art{height:440px}.art-title{font-size:35px}.actions{gap:15px}.intro,.impact-grid{gap:40px}.levels button{padding:18px 12px}.levels button strong{font-size:17px}.contact{margin-left:25px;margin-right:25px}.process article{grid-template-columns:60px 1fr 140px}}@media(max-width:720px){.wrap{padding-left:24px;padding-right:24px}header{height:97px;padding:15px 24px}.brand img{width:83px;height:65px}header nav{display:none}.small{font-size:11px;gap:12px;padding:12px}h1{font-size:48px;letter-spacing:-2.7px}.hero{grid-template-columns:1fr;padding-top:32px;padding-bottom:45px;gap:35px}.hero-art{height:390px;transform:none;margin-right:7px}.art-title{font-size:35px;margin-top:15px}.stairs{margin-top:5px}.lead{font-size:16px}.benefit-strip>.wrap{flex-direction:column;gap:9px;padding-top:20px;padding-bottom:20px;font-size:12px}.section{padding-top:58px;padding-bottom:58px}.intro,.impact-grid,.faq{grid-template-columns:1fr;gap:24px}h2{font-size:30px;letter-spacing:-1px}.section-heading{display:block}.section-heading>p{margin-top:20px}.levels-section{padding:48px 0}.levels{grid-template-columns:repeat(2,1fr)}.levels button:last-child{grid-column:1/-1}.levels button span{margin-bottom:10px}.level-detail{grid-template-columns:1fr;gap:5px}.level-detail h3{margin-bottom:8px}.process{margin-top:30px}.process article{grid-template-columns:34px 1fr;gap:12px}.process .tag{grid-column:2;justify-self:start}.number{font-size:21px}.process h3{font-size:19px}.impact{padding:50px 0}.impact-list{margin-top:20px}.faq{gap:15px}.contact{margin:0 16px 35px;padding-top:40px;padding-bottom:40px}.contact h2{font-size:29px}.contact br{display:none}footer{flex-wrap:wrap;gap:14px}.footer-brand{width:100%}dialog{padding:35px 23px}.eyebrow{font-size:10px;letter-spacing:1.5px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Expanded website */
header{max-width:1320px;height:124px}.badge-link{margin-left:15px;flex-shrink:0}.badge-link img{width:78px;height:74px;object-fit:contain}.menu-toggle{display:none}.hero{grid-template-columns:1.12fr 1fr;gap:55px}.hero h1{font-size:clamp(44px,4.5vw,62px);line-height:1.08;letter-spacing:-2.6px}.hero .lead{font-size:16px;line-height:1.9}.photo-hero{position:relative;padding-bottom:40px}.editorial-photo{margin:0}.editorial-photo img{width:100%;height:300px;object-fit:cover;border-radius:9px;display:block}.editorial-photo figcaption{font-size:9px;line-height:1.6;color:#738387;margin-top:9px}.photo-hero .editorial-photo img{height:470px}.photo-hero figcaption{display:none}.photo-caption{position:absolute;bottom:0;right:-12px;background:var(--teal);color:white;border-radius:7px;padding:23px 30px;box-shadow:0 12px 32px #123c4312;max-width:85%}.photo-caption span{font-size:9px;letter-spacing:1.5px;display:block;margin-bottom:9px}.photo-caption strong{font-family:Commissioner,sans-serif;font-size:23px;line-height:1.2}.benefit-strip a{font-weight:600;border-bottom:1px solid #a1cbcd}.topic-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:25px}.topic-card{border:1px solid var(--line);background:white;border-radius:8px;padding:30px;display:flex;flex-direction:column;transition:transform .2s,border-color .2s}.topic-card:hover{transform:translateY(-4px);border-color:var(--teal)}.topic-card .eyebrow{color:var(--teal);font-size:9px}.topic-card h3{font-size:25px;line-height:1.2}.topic-card p{font-size:14px;color:#607275}.card-link{margin-top:auto;padding-top:10px;color:var(--teal);font-weight:600;font-size:12px;text-decoration:underline;text-underline-offset:5px}.level-links{display:grid;grid-template-columns:repeat(6,1fr);gap:12px;margin-top:35px}.level-links a{border:1px solid #cedcd7;border-radius:6px;padding:24px 15px;background:#eaf0ea;display:flex;flex-direction:column}.level-links span{font-size:9px;letter-spacing:.5px;min-height:35px}.level-links strong{font-family:Commissioner;font-size:23px;white-space:nowrap}.level-links small{font-size:10px;margin-top:15px;text-decoration:underline}.level-links .plus-level{background:var(--teal);color:white}.level-links a:hover{box-shadow:0 5px 20px #123c4315}.image-split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center;padding-top:20px;padding-bottom:10px}.image-split .editorial-photo img{height:440px}.image-split p:not(.eyebrow){font-size:15px;color:#607275}.inline-topics{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin:25px 0}.inline-topics a{font-size:12px;justify-self:start}.impact p{font-size:14px;line-height:1.9}.impact .button{margin-top:10px}.site-footer{display:block;background:#edf1eb;border-top:1px solid var(--line);padding:50px 0 0;font-size:13px}.footer-top{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid #cfddd5;padding-bottom:30px;margin-bottom:35px}.footer-logo{width:125px;height:100px;object-fit:contain;mix-blend-mode:multiply;margin-bottom:20px}.footer-top p{font-size:12px;color:#607275}.footer-badge{display:flex;flex-direction:column;align-items:center;gap:14px}.footer-badge img{width:105px;height:95px;object-fit:contain}.footer-badge span{font-size:10px;text-decoration:underline}.footer-columns{display:grid;grid-template-columns:1.1fr 1.2fr 1.2fr 1fr;gap:30px}.footer-columns h3{font-size:17px;margin-bottom:18px}.footer-columns a{display:block;font-size:11px;margin:11px 0;color:#45666c}.footer-columns a:hover{text-decoration:underline}.footer-columns p{font-size:10px;color:#607275;line-height:1.8;max-width:220px}.footer-bottom{border-top:1px solid #cfddd5;margin-top:35px;padding:23px 0;display:flex;justify-content:space-between;font-size:10px;color:#5b7477;gap:25px}.subhero{padding-top:25px;padding-bottom:55px}.breadcrumbs{display:flex;gap:12px;font-size:11px;color:#667d7f;margin-bottom:45px}.breadcrumbs a{text-decoration:underline}.subhero h1{font-size:55px;max-width:850px}.subhero .lead{max-width:760px;font-size:19px;margin:0}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:80px;padding-bottom:85px}.prose h2{font-size:28px;margin-top:35px;margin-bottom:18px}.prose h2:first-child{margin-top:0}.prose h3{font-size:22px;margin-top:28px}.prose p,.prose li{font-size:14px;color:#536b70;line-height:1.9}.prose li{margin-bottom:12px}.prose ul{padding-left:20px}.prose a:not(.button){color:var(--teal);text-decoration:underline;text-underline-offset:3px}.prose .source{font-size:10px;margin-top:20px}.article-layout aside .editorial-photo img{height:270px}.aside-contact{padding:25px;background:#eaf0ea;border-radius:6px;margin-top:25px}.aside-contact h3{font-size:24px;line-height:1.25}.aside-contact p{font-size:13px;color:#607275}.aside-contact .button{display:block;text-align:center;margin:20px 0}.aside-contact .text-link{font-size:12px}.article-badge{width:120px;height:115px;object-fit:contain;float:right;margin:0 0 15px 20px}.notice,.calculation{background:#eaf0ea;border-radius:6px;padding:25px;margin:25px 0}.notice p{margin:10px 0 0}.calculation dl>div{display:flex;justify-content:space-between;gap:20px;padding:12px 0;border-bottom:1px solid #c8d9ce;font-size:12px}.calculation dd{margin:0;font-weight:700;white-space:nowrap}.contact-options{display:grid;gap:16px}.contact-options a{border:1px solid var(--line);padding:23px;border-radius:6px;display:flex;flex-direction:column;text-decoration:none!important;gap:8px}.contact-options small{font-size:10px;letter-spacing:1px}.contact-options strong{font-size:25px;font-family:Commissioner}.contact-options span{font-size:12px;color:#607275}.advisor-note{background:#e5ede6;padding:20px 25px;border-left:4px solid var(--teal);font-size:14px;color:var(--teal);margin-top:25px}.prose details p{padding-right:10px}.prose summary{font-size:14px}
@media(max-width:1000px){header nav{gap:18px;font-size:12px}.hero{gap:35px}.hero h1{font-size:46px}.photo-hero .editorial-photo img{height:460px}.level-links{grid-template-columns:repeat(3,1fr)}.topic-card{padding:23px}.article-layout{gap:35px;grid-template-columns:minmax(0,1fr) 280px}.footer-columns{grid-template-columns:1fr 1fr}.image-split{gap:35px}.inline-topics{grid-template-columns:1fr}}
@media(max-width:720px){header{height:110px;gap:15px}header nav{display:none}.badge-link{margin-left:auto}.badge-link img{width:59px;height:58px}.menu-toggle{display:block;font-size:11px;background:transparent;border:1px solid #c7d8d1;border-radius:4px;padding:9px;color:var(--teal)}.hero{grid-template-columns:1fr;gap:30px}.hero h1{font-size:44px;letter-spacing:-2px}.hero .lead{font-size:15px}.photo-hero .editorial-photo img{height:340px}.photo-caption{right:0;padding:20px;max-width:90%}.photo-caption strong{font-size:21px}.topic-grid{grid-template-columns:1fr;gap:16px}.topic-card h3{font-size:26px}.benefit-strip a{align-self:start}.level-links{grid-template-columns:1fr 1fr}.level-links strong{font-size:24px}.image-split{grid-template-columns:1fr;gap:32px}.image-split .editorial-photo img{height:300px}.image-split h2{font-size:32px}.inline-topics{grid-template-columns:1fr}.site-footer{padding-top:35px}.footer-columns{grid-template-columns:1fr 1fr;gap:30px 18px}.footer-columns h3{font-size:15px}.footer-columns a{font-size:10px}.footer-top{gap:20px}.footer-badge img{width:85px;height:80px}.footer-top p{font-size:10px}.footer-bottom{flex-direction:column;gap:10px}.subhero{padding-top:15px;padding-bottom:35px}.subhero h1{font-size:41px;letter-spacing:-1.5px}.subhero .lead{font-size:16px}.breadcrumbs{font-size:10px;margin-bottom:30px;flex-wrap:wrap}.article-layout{grid-template-columns:1fr;gap:35px;padding-bottom:55px}.prose h2{font-size:27px}.article-layout aside .editorial-photo img{height:240px}.article-layout aside{display:grid;grid-template-columns:1fr;gap:15px}.aside-contact{margin:0}.contact-options strong{font-size:23px}.calculation{padding:18px}.calculation dl>div{font-size:10px}.advisor-note{font-size:12px}.contact .button{font-size:12px}}
[hidden]{display:none!important}
/* Refined editorial layout */
:root{--dark:#123746;--ink:#163c4c;--paper:#fff;--teal:#116e80;--line:#e2e9ed}body{background:#fff;color:#244654;font-size:15px}h1,h2,h3{font-weight:650;letter-spacing:-.025em;color:var(--dark)}h1{line-height:1.08}h2{font-size:36px;line-height:1.2}p{line-height:1.8}.wrap{max-width:1280px;padding-inline:48px}header{max-width:1440px;height:113px;gap:24px;padding-inline:38px;background:white}header nav{gap:23px;font-size:12px;flex:1;justify-content:center}header>.quickscan-button{font-size:11px;padding:14px 17px;white-space:nowrap;flex-shrink:0}.badge-link{margin-left:0}.badge-link img{width:62px;height:62px}.brand img{width:97px;height:77px}.button{border-radius:4px;font-size:13px;padding:16px 22px;font-weight:600;line-height:1.6;box-shadow:none}.button:hover{transform:none;background:#0b5365}.button.secondary{background:white;border:1px solid var(--teal);color:var(--teal)}.button.secondary:hover{background:#eff8fb}.button:disabled{opacity:.65;cursor:wait}.text-link{font-size:13px;text-underline-offset:4px}.eyebrow{font-size:10px;letter-spacing:1.1px;font-weight:600;color:#537382}.hero{padding-top:65px;padding-bottom:90px;gap:60px;position:relative;grid-template-columns:1.05fr 1fr}.hero:before{content:'';position:absolute;z-index:-1;left:50%;transform:translateX(-50%);width:100vw;top:0;bottom:0;background:linear-gradient(145deg,#fff 30%,#f1fafb 80%,#e7f4f6);border-radius:0 0 50% 5%/0 0 8% 3%}.hero h1{font-weight:700;font-size:58px;letter-spacing:-1.6px;line-height:1.08}.hero h1 em{color:var(--teal)}.hero .lead{font-size:15px;color:#456475;max-width:490px;line-height:1.95}.hero .actions{gap:13px}.photo-hero{padding-bottom:0}.photo-hero .editorial-photo img{height:445px;object-position:45% center;border-radius:16px 70px 16px 16px;box-shadow:0 18px 45px #17445a13}.advisor-note{background:transparent;border:0;border-top:1px solid #cedee4;padding:17px 0 0;font-size:12px;color:#547483;margin-top:22px}.advisor-note strong{color:var(--dark);font-weight:600}.micro{font-size:10px;color:#69838b}.benefit-strip{border:0;background:#fff}.benefit-strip>.wrap{padding-block:27px;border-bottom:1px solid var(--line)}.benefit-strip a{font-size:12px;color:#446573;font-weight:500}.section{padding-top:80px;padding-bottom:80px}.section-heading>p{font-size:13px}.topic-card{box-shadow:0 8px 24px #183e5510;border:1px solid #e6edf1;border-radius:12px;padding:30px}.topic-card:hover{transform:none;box-shadow:0 10px 32px #183e5520}.topic-card h3{font-size:25px;line-height:1.25;font-weight:650}.topic-card .eyebrow{letter-spacing:.6px}.topic-card p{font-size:13px;line-height:1.9}.scan-intro{padding-top:75px;padding-bottom:5px;display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.section-label{font-size:12px;color:var(--teal);display:block;margin-bottom:15px}.scan-intro h2{font-size:38px}.scan-intro>div>p{font-size:14px;color:#5b737c;max-width:510px}.scan-intro .button{margin-top:8px}.scan-benefits{padding:32px 38px;border-radius:16px;background:#f0f7fa;border:1px solid #e3eef2}.scan-benefits h3{font-size:24px;margin-bottom:16px}.scan-benefits p{padding-bottom:16px;border-bottom:1px solid #dce7ed;font-size:14px}.scan-benefits p:last-of-type{border-bottom:0}.impact{background:#edf7fa;color:var(--ink);padding:70px 0;position:relative}.impact h2,.impact h3{color:var(--dark)}.impact .eyebrow{color:var(--teal)}.impact-list p,.impact p{color:#50707d}.impact-list article{border-color:#d2e5ec}.impact .light{background:var(--teal);color:white}.impact-grid{gap:85px}.level-links a{background:#f4f9fa;border-color:#e0eaee}.level-links strong{font-weight:600;color:var(--dark)}.level-links .plus-level strong{color:white}.level-links small{line-height:1.8}.level-links .plus-level{background:var(--teal)}.image-split .editorial-photo img{border-radius:15px;height:370px}.image-split h2{font-size:37px}.quick-cta{padding:45px;background:#edf7fa;border-radius:14px;display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:center;margin-top:30px;margin-bottom:80px}.quick-cta h2{font-size:33px;margin-bottom:15px}.quick-cta p:not(.eyebrow):not(.micro){font-size:13px;color:#57717d;margin:0}.quick-cta>div:last-child{text-align:center}.site-footer{background:#fff;border-color:#e2eaf0}.footer-top{margin-bottom:30px;padding-bottom:28px}.footer-top,.footer-bottom{border-color:#e2eaf0}.footer-columns h3{font-weight:650;font-size:16px}.footer-columns a{font-size:11px}.footer-top p{font-size:11px}.footer-logo{width:115px;height:90px}.subhero{padding-top:24px;padding-bottom:58px}.breadcrumbs{margin-bottom:34px;font-size:10px}.subhero-grid{display:grid;grid-template-columns:1.12fr 1fr;gap:65px;align-items:center;padding:15px 0}.subhero h1{font-size:48px;font-weight:650;line-height:1.13;letter-spacing:-1.2px;margin-bottom:22px}.subhero .lead{font-size:16px;line-height:1.85;max-width:570px;color:#56717e}.subhero .button{margin-top:24px}.subhero-image{width:100%;height:300px;object-fit:cover;border-radius:12px;display:block}.subhero-grid>div>p:not(.lead):not(.eyebrow){font-size:14px;color:#56717e}.article-layout{grid-template-columns:minmax(0,780px) 285px;gap:65px;align-items:start;padding-bottom:65px}.article-layout .prose{max-width:780px}.prose h2{font-size:28px;letter-spacing:-.5px;line-height:1.3;margin-top:38px}.prose h3{font-size:21px}.prose p,.prose li{font-size:14px;line-height:1.9;color:#536f7a}.article-layout aside{padding-top:0}.aside-contact{margin-top:0;padding:25px;border-radius:10px;background:#f0f7fa;border:1px solid #e1edf1}.aside-contact h3{font-size:25px;line-height:1.25}.aside-contact .button{font-size:11px;padding:14px 12px}.aside-contact .text-link{font-size:11px}.article-badge{float:none;display:block;margin:0 0 28px;width:110px;height:100px}.notice,.calculation{background:#f1f8fa;border-radius:8px}.lead-form{border:1px solid #e0e9ee;box-shadow:0 10px 35px #123c430a;border-radius:12px;padding:32px;background:#fff}.lead-form h2{margin:0 0 13px}.lead-form>p{font-size:13px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 22px}.lead-form label{margin:20px 0 0;font-size:12px;font-weight:500;color:var(--ink)}.lead-form input:not([type=checkbox]),.lead-form select,.lead-form textarea{display:block;width:100%;margin-top:8px;padding:12px 13px;font:14px Poppins,sans-serif;border:1px solid #aebfc8;border-radius:4px;background:#fff;color:#294955;line-height:1.6;min-height:46px}.lead-form textarea{resize:vertical}.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus{outline:2px solid #4b9cae;outline-offset:2px}.lead-form .consent{display:flex;gap:11px;align-items:flex-start;line-height:1.8;font-size:11px}.consent input{width:17px;height:17px;flex-shrink:0;margin-top:3px;accent-color:var(--teal)}.lead-form .form-note{font-size:10px;line-height:1.75;color:#6b828c;margin-top:15px}.lead-form .button{margin-top:20px;width:auto}.form-status{margin-top:18px!important;font-size:13px!important;padding:0}.form-status.success{padding:17px;background:#e9f4ed;color:#23573e;border-radius:5px}.form-status.error{padding:17px;background:#fff0ed;color:#913a30;border-radius:5px}.trap{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}.contact-direct{background:#f0f7fa;border-radius:10px;padding:28px!important}.contact-direct h2{font-size:24px;line-height:1.25}.contact-direct h3{font-size:20px;line-height:1.3}.contact-direct p{font-size:12px;color:#5c7580}.contact-direct>a{display:block;margin:16px 0;font-size:13px;color:var(--teal);overflow-wrap:anywhere}.contact-direct hr{border:0;border-top:1px solid #d9e7ed;margin:25px 0}.inbox-entry{border:1px solid #d6e2e7;border-radius:8px;padding:25px;margin:25px 0}.inbox-entry h2{font-size:25px}.inbox-entry p{white-space:pre-wrap;overflow-wrap:anywhere;font-size:14px}
@media(max-width:1100px){header{gap:17px;padding-inline:25px}header nav{gap:15px;font-size:11px}header>.quickscan-button{font-size:10px;padding:13px}.hero h1{font-size:48px}.hero .actions{align-items:stretch;flex-direction:column;max-width:300px}.hero .actions .button{justify-content:center}.subhero-grid{gap:35px}.subhero h1{font-size:42px}.article-layout{grid-template-columns:minmax(0,1fr) 270px;gap:35px}.scan-intro{gap:45px}.quick-cta{margin-inline:25px}}
@media(max-width:760px){.wrap{padding-inline:24px}header{height:auto;min-height:145px;display:grid;grid-template-columns:1fr auto auto;padding:15px 24px;gap:8px 15px}.brand img{height:65px;width:82px}header nav{display:none}.badge-link{grid-column:2;grid-row:1}.badge-link img{width:57px;height:53px}.menu-toggle{display:block;grid-column:3;grid-row:1;height:35px;margin:0}.quickscan-button{white-space:normal}header>.quickscan-button{grid-row:2;grid-column:1/-1;font-size:12px;text-align:center;justify-content:center;width:100%;padding:11px}.hero{grid-template-columns:1fr;gap:30px;padding-top:35px;padding-bottom:45px}.hero h1{font-size:44px;letter-spacing:-1.1px}.hero .lead{font-size:14px}.hero .actions{max-width:none;flex-direction:column;gap:12px}.hero:before{border-radius:0}.photo-hero .editorial-photo img{height:315px;border-radius:12px 45px 12px 12px}.advisor-note{font-size:11px;margin-top:18px}.benefit-strip>.wrap{gap:12px}.benefit-strip a{font-size:11px}.section{padding-top:52px;padding-bottom:52px}h2{font-size:30px}.scan-intro{grid-template-columns:1fr;gap:30px;padding-top:45px}.scan-intro h2{font-size:33px}.scan-benefits{padding:24px}.topic-card{padding:25px}.topic-card h3{font-size:25px}.impact{padding:45px 0}.impact-grid{gap:25px}.level-links{gap:10px}.level-links a{padding:20px 13px}.level-links strong{font-size:23px}.image-split h2{font-size:31px}.image-split .editorial-photo img{height:280px}.quick-cta{grid-template-columns:1fr;margin:15px 16px 45px;padding:30px 24px;gap:22px}.quick-cta h2{font-size:29px}.quick-cta>div:last-child{text-align:left}.quick-cta .button{font-size:12px;width:100%;justify-content:center}.subhero{padding-top:20px;padding-bottom:35px}.subhero-grid{grid-template-columns:1fr;gap:28px;padding:0}.subhero h1{font-size:39px;letter-spacing:-.7px}.subhero .lead{font-size:15px}.subhero-image{height:235px}.subhero .button{font-size:12px;margin-top:20px}.breadcrumbs{margin-bottom:28px}.article-layout{grid-template-columns:1fr;gap:35px;padding-bottom:30px}.article-layout .prose{min-width:0}.prose h2{font-size:26px}.prose p,.prose li{font-size:13px}.article-layout aside{display:block}.lead-form{padding:23px 18px}.form-grid{grid-template-columns:1fr;gap:0}.lead-form input:not([type=checkbox]),.lead-form select,.lead-form textarea{font-size:16px}.lead-form label{font-size:12px}.lead-form .button{width:100%;justify-content:center}.site-footer{padding-top:30px}.footer-columns{gap:30px 15px}.footer-columns h3{font-size:15px}.footer-columns a{font-size:10px}.footer-top{padding-bottom:25px}.footer-bottom{gap:12px}}
body{overflow-x:clip}
/* Page-specific frequently asked questions */
.page-faq{background:#f4f8fa;border-top:1px solid #e5edf1;border-bottom:1px solid #e5edf1;padding:68px 0;margin:20px 0 60px}.faq-layout{display:grid;grid-template-columns:310px minmax(0,1fr);gap:68px;align-items:start}.faq-intro h2{font-size:32px;line-height:1.23;margin:0 0 18px;letter-spacing:-.7px}.faq-intro>p:not(.eyebrow){font-size:13px;color:#5d7581;line-height:1.85;margin-bottom:26px}.faq-intro .eyebrow{margin-bottom:17px}.faq-help{border-top:1px solid #d8e4eb;padding-top:22px;font-size:12px}.faq-help span{display:block;color:#6b818b;margin-bottom:8px}.faq-help a{color:var(--teal);font-weight:600;text-decoration:underline;text-underline-offset:4px;line-height:1.9}.faq-panel{min-width:0}.faq-toolbar{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:14px;color:#637e8a;font-size:10px;min-height:26px}.faq-toggle{background:none;border:0;padding:5px 0;color:var(--teal);font:500 11px Poppins,sans-serif;text-decoration:underline;text-underline-offset:4px}.faq-list{background:white;border:1px solid #dae5eb;border-radius:10px;overflow:hidden}.faq-item,.faq-item:first-child{border:0;border-bottom:1px solid #e4edf2;margin:0}.faq-item:last-child{border-bottom:0}.faq-item summary{display:flex;align-items:center;justify-content:space-between;gap:25px;padding:21px 24px;font:600 15px/1.55 Commissioner,sans-serif;color:#234554;list-style:none;cursor:pointer;min-height:65px;letter-spacing:0}.faq-item summary:after{content:none}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:hover{background:#f9fcfd}.faq-item summary:focus-visible{outline:2px solid var(--teal);outline-offset:-3px;border-radius:3px}.faq-symbol{width:23px;height:23px;border:1px solid #d3e4ea;border-radius:50%;flex-shrink:0;position:relative;background:#f2f8fa}.faq-symbol:before,.faq-symbol:after{content:'';position:absolute;background:var(--teal);width:9px;height:1px;left:6px;top:10px}.faq-symbol:after{transform:rotate(90deg)}.faq-item[open] .faq-symbol:after{transform:rotate(0)}.faq-item[open] summary{color:var(--teal);background:#fbfdfe}.faq-answer{padding:0 61px 23px 24px}.faq-answer p{margin:0;padding:0;font:400 13px/1.9 Poppins,sans-serif;color:#536f7c}.faq-answer a{color:var(--teal);text-decoration:underline;text-underline-offset:3px}.page-faq+.quick-cta{margin-top:0}.faq-hub{padding-top:0;padding-bottom:65px}.faq-search{max-width:780px;background:#f2f8fa;border:1px solid #dfebf1;border-radius:10px;padding:25px 30px;margin-bottom:24px}.faq-search label{margin:0 0 12px;font-size:13px;font-weight:500}.faq-search input{display:block;width:100%;font:14px Poppins,sans-serif;line-height:1.7;background:white;border:1px solid #b9ced8;border-radius:5px;padding:12px 15px;color:var(--ink)}.faq-search input:focus-visible{outline:2px solid var(--teal);outline-offset:3px}.faq-search p{margin:10px 0 0;font-size:11px;color:#5d7a87}.faq-categories{display:flex;flex-wrap:wrap;justify-content:flex-start;gap:10px;margin-bottom:42px}.faq-categories a{display:inline-block;font-size:11px;font-weight:500;color:var(--teal);border:1px solid #d9e5eb;border-radius:5px;padding:10px 13px;background:white}.faq-categories a:hover{background:#eef6f9}.faq-hub-group{display:grid;grid-template-columns:310px minmax(0,1fr);gap:68px;align-items:start;margin:0 0 48px;scroll-margin-top:30px}.faq-hub-title{padding-top:7px}.faq-hub-title>span{font-size:12px;color:#7c99a6;display:block;margin-bottom:12px}.faq-hub-title h2{font-size:28px;line-height:1.3;letter-spacing:-.5px}.faq-empty{padding:25px;background:#f4f8fa;border-radius:8px;font-size:14px}.faq-empty a{color:var(--teal);text-decoration:underline}
@media(max-width:1000px){.faq-layout,.faq-hub-group{grid-template-columns:250px minmax(0,1fr);gap:35px}.faq-intro h2{font-size:29px}.faq-item summary{font-size:15px;padding:19px 21px}.faq-answer{padding-left:21px;padding-right:35px}.faq-hub-title h2{font-size:26px}}
@media(max-width:760px){.page-faq{padding:40px 0;margin-top:12px;margin-bottom:35px}.faq-layout,.faq-hub-group{grid-template-columns:1fr;gap:25px}.faq-intro h2{font-size:29px;max-width:360px}.faq-intro>p:not(.eyebrow){font-size:12px;margin-bottom:18px}.faq-help{padding-top:16px;font-size:11px}.faq-toolbar{font-size:10px;gap:10px;margin-bottom:11px}.faq-toggle{font-size:10px}.faq-item summary{font-size:15px;line-height:1.5;padding:18px 17px;gap:16px;min-height:62px}.faq-answer{padding:0 17px 20px}.faq-answer p{font-size:12px;line-height:1.9}.faq-symbol{width:23px;height:23px}.faq-search{padding:20px;margin-bottom:20px}.faq-search input{font-size:16px}.faq-search label{font-size:12px}.faq-categories{display:flex!important;gap:8px;margin-bottom:30px;padding:0}.faq-categories a{font-size:10px;padding:9px 11px}.faq-hub-group{gap:10px;margin-bottom:34px}.faq-hub-title>span{display:none}.faq-hub-title h2{font-size:26px;margin-bottom:10px}.faq-hub{padding-bottom:30px}}
.faq-item[open] summary::after{content:none;display:none}.faq-categories[hidden]{display:none!important}
/* Supporting content balances the article and FAQ columns. */
.article-layout>aside{min-width:0}.sidebar-story{margin-top:24px;border:1px solid #dfebf0;border-radius:12px;overflow:hidden;background:#fff}.sidebar-story>img{width:100%;height:175px;object-fit:cover;display:block}.sidebar-story>div{padding:23px}.sidebar-story h3{font-size:21px;line-height:1.3;margin:0 0 12px}.sidebar-story p{font-size:12px;line-height:1.85;color:#5d7581;margin-bottom:16px}.sidebar-story .text-link{font-size:12px}.faq-feature{margin-top:28px;border:1px solid #dce7ed;border-radius:10px;overflow:hidden;background:white}.faq-feature>img{display:block;width:100%;height:160px;object-fit:cover}.faq-feature>div{padding:18px 20px}.faq-feature h3{font-size:19px;line-height:1.4;margin:0 0 10px}.faq-feature a{font-size:12px;color:var(--teal);text-decoration:underline;text-underline-offset:4px}.contact-direct .sidebar-story a{display:inline;font-size:12px}.contact-direct .sidebar-story{margin-top:28px}.article-layout{align-items:start}
@media(max-width:760px){.sidebar-story{display:grid;grid-template-columns:115px 1fr;margin-top:20px}.sidebar-story>img{height:100%;min-height:185px}.sidebar-story>div{padding:18px}.sidebar-story h3{font-size:19px}.faq-feature{display:grid;grid-template-columns:100px 1fr;margin-top:20px}.faq-feature>img{height:100%;min-height:125px}.faq-feature>div{padding:16px}.faq-feature h3{font-size:17px}.faq-feature a{font-size:11px}}
.faq-topic-image{width:100%;height:210px;object-fit:cover;border-radius:10px;margin-top:22px;display:block}@media(max-width:760px){.faq-topic-image{height:150px;margin:14px 0 16px}}
.level-accordion{border:1px solid #dce7ed;border-radius:12px;overflow:hidden;margin:28px 0}.level-detail{border:0;border-bottom:1px solid #dce7ed;margin:0;scroll-margin-top:24px}.level-detail:last-child{border:0}.level-detail summary{display:flex;gap:18px;align-items:center;padding:23px 24px;cursor:pointer;list-style:none;background:#fff}.level-detail summary::-webkit-details-marker{display:none}.level-detail summary::after,.level-detail[open] summary::after{content:none;display:none}.level-detail summary:hover,.level-detail[open] summary{background:#f1f8fa}.level-detail summary:focus-visible{outline:2px solid #116e80;outline-offset:-3px}.level-index{display:flex;align-items:center;justify-content:center;width:42px;height:42px;flex-shrink:0;border-radius:9px;background:#e4f1f3;color:#116e80;font:600 15px Commissioner,sans-serif}.level-label{flex:1;min-width:0}.level-label strong{display:block;font:650 25px/1.25 Commissioner,sans-serif;color:#123746}.level-label small{display:block;font:400 12px/1.6 Poppins,sans-serif;color:#607e8a;margin-top:5px}.level-detail[open] .faq-symbol:after{transform:rotate(0)}.level-content{padding:24px 28px 30px}.prose .level-content h3{font-size:20px;margin:22px 0 10px}.prose .level-content p{font-size:14px;margin:0 0 14px}.prose .level-note{font-size:12px;padding:20px;background:#f3f8fa;border-radius:8px}.level-content a{color:var(--teal)}
@media(max-width:760px){.level-detail summary{padding:19px 16px;gap:12px}.level-label strong{font-size:22px}.level-label small{font-size:11px}.level-index{width:34px;height:38px;font-size:13px}.level-content{padding:20px 18px 24px}.prose .level-content p{font-size:13px}.prose .level-content h3{font-size:19px}}
.level-accordion .level-detail{display:block;min-height:0}
.quickscan-request{display:grid;grid-template-columns:.85fr 1.15fr;gap:65px;align-items:start;padding-top:12px;padding-bottom:70px;scroll-margin-top:25px}.quickscan-explainer h2{font-size:32px}.quickscan-explainer ol{list-style:none;counter-reset:scan;padding:0;margin:30px 0}.quickscan-explainer li{counter-increment:scan;position:relative;padding:0 0 24px 47px;margin:0 0 22px;border-bottom:1px solid #dce7ed}.quickscan-explainer li:before{content:counter(scan);position:absolute;left:0;top:0;background:#e8f4f6;color:#116e80;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;font-weight:600}.quickscan-explainer strong{display:block;font:600 21px Commissioner,sans-serif;margin-bottom:9px}.quickscan-explainer li span{font-size:13px;line-height:1.85;color:#5d7581;display:block}.quickscan-request .lead-form{padding:32px;border:1px solid #dce7ed;border-radius:12px;background:#f4f9fb}.quickscan-request .lead-form h2{font-size:28px}.quickscan-request .lead-form>p{font-size:12px}.quickscan-request .lead-form .button{width:100%}header{height:132px}.brand img{width:116.4px;height:92.4px}.badge-link img{width:74.4px;height:74.4px}.footer-logo{width:138px;height:108px}.footer-badge img{width:126px;height:114px}
@media(max-width:760px){header{height:106px}.brand img{width:98.4px;height:78px}.badge-link img{width:68.4px;height:63.6px}.footer-badge img{width:102px;height:96px}.quickscan-request{grid-template-columns:1fr;gap:24px;padding-bottom:40px}.quickscan-request .lead-form{padding:22px 18px}.quickscan-explainer h2{font-size:28px}.quickscan-request .form-grid{grid-template-columns:1fr}.quickscan-explainer li{margin-bottom:16px;padding-bottom:18px}}

.field-error{display:block;margin-top:6px;font-size:12px;color:#913a30}.lead-form label.has-error input:not([type=checkbox]),.lead-form label.has-error select,.lead-form label.has-error textarea{border-color:#913a30}

@media(max-width:720px){.lead-form input:not([type=checkbox]),.lead-form select,.lead-form textarea{font-size:16px}}

@media(max-width:720px){.lead-form{padding:20px}.quickscan-explainer{min-width:0;overflow-wrap:anywhere}.consent input{width:24px;height:24px}}
@media(max-width:760px){.article-layout,.quickscan-request,.subhero-grid{grid-template-columns:minmax(0,1fr)}}

/* Header on phones and tablets: one tidy row (logo, badge, menu button); the menu opens as a panel
   with the Quickscan as its closing button. Above this width the menu panel never shows. */
@media(max-width:760px){header{display:grid;grid-template-columns:1fr auto auto;align-items:center;height:auto;min-height:0;padding:12px 20px;gap:12px}.brand img{width:72px;height:57px}header nav,header>.quickscan-button{display:none}.badge-link{grid-column:2;grid-row:1;margin:0}.badge-link img{width:50px;height:46px}.menu-toggle{display:block;grid-column:3;grid-row:1;height:40px;margin:0;padding:0 16px;font-size:13px;font-weight:600;border:1px solid #b9ccd3;border-radius:8px;color:var(--teal);background:#fff}#mobile-nav a{padding:13px 0;border-bottom:1px solid var(--line)}#mobile-nav a:first-child{order:99;margin-top:16px;padding:13px;border:0;border-radius:6px;background:var(--teal);color:#fff;text-align:center;font-weight:600}}
@media(min-width:761px){#mobile-nav{display:none!important}}

/* Phones and tablets: the header (and the open menu panel) stays on top while scrolling, with a soft
   shadow and a tinted first block, so the header and the first heading no longer run together. */
@media(max-width:760px){.site-head{position:sticky;top:0;z-index:50;background:#fff;box-shadow:0 2px 14px rgba(18,60,67,.14);max-height:100vh;overflow-y:auto}.hero:before{background:#ebf5f7}.subhero{background:#ebf5f7}}
.breadcrumbs,.breadcrumbs a{color:#4d6568}

/* The menu panel slides open (phones and tablets); the header is sticky everywhere, and on desktop its
   shadow only appears once the page has scrolled (a script sets .scrolled). */
@media(max-width:760px){#mobile-nav{display:flex;flex-direction:column;gap:0;overflow:hidden;max-height:0;opacity:0;visibility:hidden;padding:0 20px;background:#fff;font-size:15px;border-top:1px solid transparent;transition:max-height .3s ease,opacity .2s ease,padding .3s ease,visibility 0s linear .3s}#mobile-nav.open{max-height:600px;opacity:1;visibility:visible;padding:6px 20px 22px;border-top-color:var(--line);transition:max-height .3s ease,opacity .25s ease .05s,padding .3s ease,visibility 0s}}
.site-head{position:sticky;top:0;z-index:50;background:#fff;transition:box-shadow .25s ease}
.site-head.scrolled{box-shadow:0 2px 14px rgba(18,60,67,.14)}
html{scroll-padding-top:140px}
@media(max-width:760px){.site-head{box-shadow:0 2px 14px rgba(18,60,67,.14)}html{scroll-padding-top:90px}}

/* Desktop: once scrolled, the sticky header shrinks to a slim bar. The space it gives up is kept as a
   margin (--head-full is measured by app.js), so the page below does not jump while the bar shrinks. */
:root{--head-small:76px}
@media(min-width:761px){header{transition:height .25s ease,padding .25s ease}.brand img,.badge-link img{transition:width .25s ease,height .25s ease}header>.quickscan-button{transition:padding .25s ease}.site-head{transition:box-shadow .25s ease,margin-bottom .25s ease}.site-head.scrolled{margin-bottom:calc(var(--head-full,var(--head-small)) - var(--head-small))}.site-head.scrolled header{height:var(--head-small);padding-block:8px}.site-head.scrolled .brand img{width:62px;height:49px}.site-head.scrolled .badge-link img{width:48px;height:45px}.site-head.scrolled header>.quickscan-button{padding-block:10px}.site-head.measuring,.site-head.measuring *{transition:none!important}}